Legal Definition of Garnishment: A legal proceeding in which a creditor seeks to obtain payment from a debtor out of money, salary, or property of the debtor. The procedure takes place after a judgment against the debtor has already been handed down | Learn the crucial legal process of garnishment and how it enables creditors to collect payment from debtors. Find out how garnishment works, its importance in debt recovery, and real-life examples of its application. Understand how this process protects creditors’ rights and helps maintain the integrity of the financial system